Purchase First-Time HomebuyerVacation/2nd Home InvestmentBuying Process F.A.Q.s Refinance Commercial Construction
Conforming/Jumbo Rates
Program Rate APR*
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Purchase

First-time buyers are our specialty!

We can you find the home of your dreams at affordable monthly payments by qualifying you for special low-interest financing tailored specifically first-time homebuyers.

Did you know 97% is available for first-time home buyers? Did know if you have not owned a home in the past three years you qualify as a first time home buyer?

HomeStart loan officers are very knowledgeable in this area and can help you establish financing through government backed Fannie Mae and Freddie Mac conventional lending. If you want to learn more about the benefits of HomeStart’s first time home loans click here.

Not a first-time home buyer, buying your second home, or investor?

No problem. HomeStart offers a variety of conforming and non-conforming loan products for your mortgage needs. HomeStart has teamed up with industry leaders to provide you answers and lending solutions with rates, prices and service unmatched by bix box lenders. If you want to learn more about the benefits of HomeStart’s conforming, non-conforming, and investor home loans click here.

Down Payment Assistance

Did you know you could qualify for up to $14,200 in down-payment assistance for a purchase a new home? HomeStart is a registered lender with the City of Houston and Harris County Down payment assistance programs. We can help you qualify for down payment assistance from these government backed grants and ensure the financing of home fits your budget. If you want to learn more about the benefits of HomeStart’s down-payment assistance home loans click here.

Looking to a quality home in the Houston area?

Buy a home from one of our affiliate home builders and receive free upgrades and closing cost assistance valued up to $10,000 when choosing HomeStart as your lending solution. Click on one of the builders below to see their product offering:

Still have more questions?

Visit our Purchase FAQs or First-time home buyers FAQs page

Call us to get qualified now! 713-275-2785 or Apply Online!

* (rate chart above) 30 & 15yr fixed loan based on a $250,000 purchase 80%LTV conventional loan with FICO score > 740 with escrows. Jumbo based on a $600,000 80%LTV loan. 1% origination. Annual Percentage Rate (APR) is calculated on a 365 day year with typical closing costs. Rates are subject to change and may terminate at any time without notice. Properties and applicants must qualify.