Your Leading Houston Mortgage Company

Home Mortgage

Houston Home MortgageGet qualified for a primary, investment or multi-family home and start looking for the home of your dreams with assurance of financing. Our licensed mortgage lenders are very knowledgeable and will assure your financing. Regardless if you’re a first time home buyer, looking for a second home, or seeking an investment home, we are the mortgage company that has the resources to get you approved.


Mortgage Refinance

Refinance HoustonLooking to lower your interest rate, lower payments, consolidate debt obligations, refinance your adjustable rate mortgage (ARM) into a fixed rate, or cash equity out of your home? HomeStart is your one-stop mortgage company solution. Let us help you achieve your financial goals with our excellent service, knowledgeable loan officers, and a free consultation. Ask about our closing cost guarantee.


Construction Loan

Houston New Construction LoanWant to build your dream or retirement home? Through our extensive networks of mortgage investors we are able to fund your residential construction projects. We have one-time close as well as two-time close construction loans. No matter which option you chose, our licensed lenders will be to find the right solution and give you the flexibility you need. Best part, you only pay interest on the amount you use.


     Houston Home Loans

I refinanced my home with Home Start and saved $166,000 dropping my rate by 1.375%
Roland Fernandes, 2011

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Apply Now

We have prepared three online applications in order to expidite the   pre-qualification process for you. 

Contact Us About Your Mortgage

Contact HomeStart

Our Team is ready to help. Contact us with questions, or to schedule a consultation.  

Realtor Partnerships


At HomeStart Capital we understand that Real Estate Professionals are our partners as well as our clients. 

Pay Mortgage Online

Pay Online

Paying your Fees online is as easy as the click of a button. Choose which fees you would like to pay.