--- title: Mortgage Lenders Houston TX | Houston Mortgage Companies description: Our team of mortgage lenders in Houston TX give personal service, great rates and are bilingual. Let us finance your dream home. --- [![homestart_capital-logo](https://www.homestartcapital.com/hs-fs/file-16929747-png/images/homestart_capital-logo.png?width=286&name=homestart_capital-logo.png)](https://www.homestartcapital.com/) ## **713.275.2785** ![mission header](https://www.homestartcapital.com/hs-fs/file-16937652-jpg/images/mission-header.jpg) # About Your Houston Mortgage Lender When you decide to work with HomeStart Capital as your mortgage lender you are assured you are working with the best and most dedicated lending team. HomeStart Capital only employs licensed mortgage lenders. Known as Residential Mortgage Licensed originators (“RMLO” find proof of license [here](http://www.nmlsconsumeraccess.org/)). Banks are not required to employ licensed lenders and instead opt to employ registered originators. What’s the difference? To be a licensed mortgage lender you must pass a state sanctioned test, a nationally sanctioned test and pass financial and FBI criminal background checks. Last but not least, to ensure competency, licensed originators, must complete annual continuing education to maintain their license. Who would you rather deal with? HomeStart Capital licensed mortgage lenders have 20yrs of combined mortgage lending experience. Each is an expert in their field and always provides the highest level of knowledge, availability, service, honesty and hard work. Aside from our mortgage lenders’ competency that is above the competition there is one big distinction that you will notice at HomeStart Capital. You are always first. How can we say that? Our business is based on referrals. Unlike the big box banks that rely on their captive checking or savings customer to cross-sell we focus solely on originating mortgage loans. Therefore HomeStart’s mortgage lenders are always concerned with your level of satisfaction. We ensure your satisfaction not only with competitive bids, but with upfront consultations, promised closing costs, weekly live updates, direct access to your licensed mortgage lender, timely closings and answers to all your questions upfront and throughout the process. HomeStart’s mortgage lenders have built their business by providing the most important aspect any person can provide a client; trust and unwavering commitment.     | ![Daniel closeup](https://www.homestartcapital.com/hs-fs/file-16913959-jpg/images/daniel_closeup1.jpg) ### [Daniel Jara](https://www.homestartcapital.com/about/daniel-jara/) [NMLS #296180](http://www.nmlsconsumeraccess.org/Home.aspx/SubSearch?searchText=296180&x=0&y=0) Daniel Jara founded HomeStart Capital LLC in 2007 after working for two different mortgage brokers in the Houston area.  [![Read more...](https://www.homestartcapital.com/hs-fs/file-16944543-gif/images/read-more.gif)](https://www.homestartcapital.com/about/daniel-jara/) | ![Dorris closeup](https://www.homestartcapital.com/hs-fs/file-16915622-jpg/images/dorris_closeup.jpg?width=205&height=307&name=dorris_closeup.jpg) ### [Doris Roca](https://www.homestartcapital.com/about/doris-roca/) [NMLS# 357947](http://www.nmlsconsumeraccess.org/Home.aspx/SubSearch?searchText=357947&x=0&y=0) Hi! I am Doris Roca and I am here to help you buy your home, indeed one of the most significant investments in your lifetime. [![Read more...](https://www.homestartcapital.com/hs-fs/file-16944543-gif/images/read-more.gif)](https://www.homestartcapital.com/about/doris-roca/) |   | | --- | --- | --- | [![New Call-to-action](https://no-cache.hubspot.com/cta/default/127370/32629c8f-2992-47c9-b14e-bab55b273519.png)](http://cta-redirect.hubspot.com/cta/redirect/127370/32629c8f-2992-47c9-b14e-bab55b273519) [![Get Started - Apply Now](https://www.homestartcapital.com/hs-fs/file-16906380-jpg/images/applynow.jpg)](https://www.homestartcapital.com/apply-now/) [![Rate Alert Sign-Up](https://www.homestartcapital.com/hs-fs/file-16942768-jpg/images/ratealert_signup.jpg)](https://www.homestartcapital.com/signup-for-our-rate-alert-emails/) | ### Popular posts - [When is the right time to refinance your home?](https://www.homestartcapital.com/blog/bid/74969/When-is-the-right-time-to-refinance-your-home) | ### Options - [become a realtor partner](https://www.homestartcapital.com/realtor-partnerships/morgage-company-houston-tx/) - [construction loan](https://www.homestartcapital.com/houston-construction-loans/) - [pay online](https://www.homestartcapital.com/Pay-Online-Application/) - [finance a home](https://www.homestartcapital.com/purchase/houston-mortgage/) - [refinance a home](https://www.homestartcapital.com/refinance/refinance-home-mortgage-texas/) | ### Get Started [![Houston Mortgage Application ](https://www.homestartcapital.com/hs-fs/file-16906834-png/images/applynow_footer.png)](https://www.homestartcapital.com/apply-now/) [![Houston Mortgage Rate Alert](https://www.homestartcapital.com/hs-fs/file-16942270-png/images/ratealert_footer.png)](https://www.homestartcapital.com/signup-for-our-rate-alert-emails/) | Contact us! We are here for you. If you want to call, email or stop by we are happy to help with whatever we can. Tel. 713.275.2785 info@homestartcapital.com 5959 West Loop S. \| Suite #470 Bellaire, TX 77401 Texas Recovery Fund NMLS #329177 | | --- | --- | --- | --- | [![Mortgage Facebook](https://www.homestartcapital.com/hs-fs/file-16924430-png/images/facebook.png)](https://www.facebook.com/HomeStartCapital)[![Mortgage LinkedIn](https://www.homestartcapital.com/hs-fs/file-16935638-png/images/linkedin.png)](http://www.linkedin.com/company/homestart-capital-llc/products) [![homestart_capital-logo](https://www.homestartcapital.com/hs-fs/file-16929747-png/images/homestart_capital-logo.png?width=286&name=homestart_capital-logo.png)](https://www.homestartcapital.com/) © 2015 Homestart Captial. All rights reserved. Design by Adhere Creative, a [Houston Web Design](http://www.adherecreative.com) Company.