Refinance Your Home Mortgage

We have some of the lowest interest rates to refinance your home mortgage anywhere in Texas. You can compare us every single day with any large bank. Just click on our RATE ALERT.

Looking to lower your interest rate, lower payments, consolidate debt obligations, refinance your adjustable rate mortgage (ARM) into a fixed rate, or cash equity out of your home? HomeStart is your one-stop home refinance mortgage solution all over Texas. Let us help you achieve your financial goals with our excellent service, knowledgeable loan officers and a free consultation. Call from anywhere in Texas (713) 275-2785 to learn more.

Lower your monthly payments

This is typically achieved by refinancing into a lower interest rate. However, this can also be accomplished by changing the term on your mortgage loan even if the rate remains unchanged. You could lower monthly payment by several hundred dollars! In addition, by refinancing you could remove unwanted mortgage insurance and remove necessary escrows required under your previous loan agreement.

Refinance that ARM into a 30 or a 15 year fixed mortgage

Payoff that ARM loan and replace it a low 30 or 15 Year fixed rate that will never increase and give you peace of mind. Interest rates are at all time lows and now is the time to take advantage of what HomeStart can offer you!

STOP paying Mortgage Insurance immediately! We are one of the few lenders in Texas who can help you avoid Mortgage Insurance completely when you refinance, even if you don’t have 20 % equity. How do we do it?

We do two separate simultaneous loans. If you refinance your home with us anywhere in Texas, by dividing your current loan into two loans, we can help you stop paying Mortgage Insurance and remove your escrow account immediately, even if you have little or no equity. All of this comma removed at the same time that we lower your rate and your term. The benefits are countless. Call (713) 275-2785 to speak with one of our Loan Specialists to learn more.

We also have specific programs that can help you refinance your home anywhere in Texas even if you owe more than your home is worth. Call to find out if you qualify!