Advertisements everywhere sell the benefits of refinancing your home loan into a new 30-year fixed rate mortgage. These loans offer significant benefits, including low payments and historically low rates. That being said, going to a shorter loan is an even better idea for many homeowners.
You may have heard that mortgage rates are again at 50yr lows. This is true but the bigger question you may be asking yourself is “How do I decide if refinancing my home mortgage is the right step to take?”
Topics: Mortgage Refinance
Knowing the difference between a pre-qualification, a pre-approval letter, and a true pre-approval will help you position your self for a complication free closing.
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