---
title: Houston Mortgage Blog | Houston Home Loan Blog | HomeStart | Mortgage Companies Houston
description: Mortgage Companies Houston | Our Houston mortgage blog provides solid advice about mortgage related topics in Texas.
---

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# Houston Mortgage Blog

## [Tax Filing Blunders When Getting a Mortgage (part 5): Under-declaring](https://www.homestartcapital.com/houston-mortgage-blog/bid/129554/Tax-Filing-Blunders-When-Getting-a-Mortgage-part-5-Under-declaring)

 Posted by [Daniel Jara](https://www.homestartcapital.com/houston-mortgage-blog/author/daniel-jara) on Thu, Mar, 15, 2012 @ 07:03 AM

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[![](https://www.homestartcapital.com/hs-fs/file-16927488-jpg/images/home-equity.jpg) ](https://www.homestartcapital.com/houston-mortgage-blog/bid/129554/Tax-Filing-Blunders-When-Getting-a-Mortgage-part-5-Under-declaring)

In the past 4 blogs of this tax blunder series we have discussed the self-employed [(part1)](https://www.homestartcapital.com/houston-mortgage-blog/bid/122503/Two-Most-Common-Tax-Filing-Blunders-When-Getting-A-Mortgage-part-1); business or rental property owners [(part 2)](https://www.homestartcapital.com/houston-mortgage-blog/bid/125421/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-2); retirees [(part 3)](https://www.homestartcapital.com/houston-mortgage-blog/bid/127047/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-3) and W2 employees [(part4)](https://www.homestartcapital.com/houston-mortgage-blog/bid/129205/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-4) tax filing blunders when trying to establish a mortgage. Most of these tax blunders share in common over declaring or misidentifying expenses. But what about under declaring income? Can that really happen, do people really do that? Well yes, and this [Houston mortgage broker](https://www.homestartcapital.com/about/daniel-jara/) has seen it happen more than once. Remember, if you don't pay (your taxes) you can't play.

[Read More](https://www.homestartcapital.com/houston-mortgage-blog/bid/129554/Tax-Filing-Blunders-When-Getting-a-Mortgage-part-5-Under-declaring)

 2 Comments [Click here to read/write comments](https://www.homestartcapital.com/houston-mortgage-blog/bid/129554/Tax-Filing-Blunders-When-Getting-a-Mortgage-part-5-Under-declaring#comments-listing)

 Topics: [mortgage](https://www.homestartcapital.com/houston-mortgage-blog/topic/mortgage), [Tax Filing Blunders](https://www.homestartcapital.com/houston-mortgage-blog/topic/tax-filing-blunders), [Mortgage Companies Houston](https://www.homestartcapital.com/houston-mortgage-blog/topic/mortgage-companies-houston)

## [Common Tax Filing Blunders When Getting a Mortgage (part 4)](https://www.homestartcapital.com/houston-mortgage-blog/bid/129205/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-4)

 Posted by [Daniel Jara](https://www.homestartcapital.com/houston-mortgage-blog/author/daniel-jara) on Tue, Mar, 13, 2012 @ 07:03 AM

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[![](https://www.homestartcapital.com/hs-fs/file-16911739-jpg/images/construction.jpg) ](https://www.homestartcapital.com/houston-mortgage-blog/bid/129205/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-4)

In the past three installments we have explored the common tax filing blunders that can plague self-employed borrowers [(part 1)](https://www.homestartcapital.com/houston-mortgage-blog/bid/122503/Two-Most-Common-Tax-Filing-Blunders-When-Getting-A-Mortgage-part-1); business or rental property owners [(part 2)](https://www.homestartcapital.com/houston-mortgage-blog/bid/125421/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-2); and retirees [(part 3)](https://www.homestartcapital.com/houston-mortgage-blog/bid/127047/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-3) when trying to establish a mortgage. But what if you are neither of the aforementioned? If not self-employed, not a business owner and not retired, your taxes are what they are, right? Not so fast there partner. [This Houston mortgage broker](https://www.homestartcapital.com/about/daniel-jara/) has seen many a clever W2 employees commit one or one-too many tax somersaults to save handsomely on their tax return just to be disillusioned at time of application for that mortgage.  
     
**Expensing a car loan could hurt you twice (and wheels come flying off)**

[Read More](https://www.homestartcapital.com/houston-mortgage-blog/bid/129205/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-4)

 0 Comments [Click here to read/write comments](https://www.homestartcapital.com/houston-mortgage-blog/bid/129205/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-4#comments-listing)

 Topics: [mortgage](https://www.homestartcapital.com/houston-mortgage-blog/topic/mortgage), [Tax Filing Blunders](https://www.homestartcapital.com/houston-mortgage-blog/topic/tax-filing-blunders), [Mortgages](https://www.homestartcapital.com/houston-mortgage-blog/topic/mortgages), [Mortgage Companies Houston](https://www.homestartcapital.com/houston-mortgage-blog/topic/mortgage-companies-houston), [Mortgage Refinance](https://www.homestartcapital.com/houston-mortgage-blog/topic/mortgage-refinance)

## [Common Tax Filing Blunders When Getting a Mortgage (part 3)](https://www.homestartcapital.com/houston-mortgage-blog/bid/127047/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-3)

 Posted by [Daniel Jara](https://www.homestartcapital.com/houston-mortgage-blog/author/daniel-jara) on Fri, Mar, 02, 2012 @ 07:03 AM

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[![](https://www.homestartcapital.com/hs-fs/file-16904081-png/images/2ndhome.png) ](https://www.homestartcapital.com/houston-mortgage-blog/bid/127047/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-3)

Tax filings mistakes can wreck your chances at establishing that mortgage you need for your dream or retirement home. In the [previous two blogs](https://www.homestartcapital.com/houston-mortgage-blog/bid/125421/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-2) I wrote about the pitfalls surrounding self-employed tax filing blunders however there are common tax blunders that this [Houston mortgage broker ](https://www.homestartcapital.com/)finds often among retirees. Retirees listen up, just because you have a lot of savings does not mean you will get that mortgage. Read on and make sure you do not fall victim to one of the biggest pitfalls I see riterees commit.

[Read More](https://www.homestartcapital.com/houston-mortgage-blog/bid/127047/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-3)

 1 Comment [Click here to read/write comments](https://www.homestartcapital.com/houston-mortgage-blog/bid/127047/Common-Tax-Filing-Blunders-When-Getting-a-Mortgage-part-3#comments-listing)

 Topics: [mortgage](https://www.homestartcapital.com/houston-mortgage-blog/topic/mortgage), [Tax Filing Blunders](https://www.homestartcapital.com/houston-mortgage-blog/topic/tax-filing-blunders), [Retirees](https://www.homestartcapital.com/houston-mortgage-blog/topic/retirees), [Mortgage Companies Houston](https://www.homestartcapital.com/houston-mortgage-blog/topic/mortgage-companies-houston)

## [Four Stupid Things People Do When Buying A Home in Houston And How To Avoid Them](https://www.homestartcapital.com/houston-mortgage-blog/bid/121751/Four-Stupid-Things-People-Do-When-Buying-A-Home-in-Houston-And-How-To-Avoid-Them)

 Posted by [Eduardo Adame](https://www.homestartcapital.com/houston-mortgage-blog/author/eduardo-adame) on Tue, Jan, 31, 2012 @ 21:01 PM

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[![](https://d2q0qd5iz04n9u.cloudfront.net/_ssl/proxy.php/http/gallery.mailchimp.com/74bca64f29e27a72be51e7e6a/files/gI_63935_HomeStartScreen.jpg) ](https://www.homestartcapital.com/houston-mortgage-blog/bid/121751/Four-Stupid-Things-People-Do-When-Buying-A-Home-in-Houston-And-How-To-Avoid-Them)

As one of the best [mortgage companies Houston](https://www.homestartcapital.com/) has to offer, at [HomeStart Capital ](https://www.homestartcapital.com/)we come across many cases where a loan approval becomes difficult to obtain. These difficulties could be avoided if borrowers had been informed in advance.

[Read More](https://www.homestartcapital.com/houston-mortgage-blog/bid/121751/Four-Stupid-Things-People-Do-When-Buying-A-Home-in-Houston-And-How-To-Avoid-Them)

 0 Comments [Click here to read/write comments](https://www.homestartcapital.com/houston-mortgage-blog/bid/121751/Four-Stupid-Things-People-Do-When-Buying-A-Home-in-Houston-And-How-To-Avoid-Them#comments-listing)

 Topics: [Purchase](https://www.homestartcapital.com/houston-mortgage-blog/topic/purchase), [Mortgage Companies Houston](https://www.homestartcapital.com/houston-mortgage-blog/topic/mortgage-companies-houston)

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