--- title: Houston Mortgage Blog | Houston Home Loan Blog | HomeStart | When should you lock your mortgage rate description: When should you lock your mortgage rate | Our Houston mortgage blog provides solid advice about mortgage related topics in Texas. --- [![homestart_capital-logo](https://www.homestartcapital.com/hs-fs/file-16929747-png/images/homestart_capital-logo.png?width=286&name=homestart_capital-logo.png)](https://www.homestartcapital.com/) ## **713.275.2785** # Houston Mortgage Blog ## [Four most important things to know before locking a mortgage rate.](https://www.homestartcapital.com/houston-mortgage-blog/bid/132390/Four-most-important-things-to-know-before-locking-a-mortgage-rate) Posted by [Eduardo Adame](https://www.homestartcapital.com/houston-mortgage-blog/author/eduardo-adame) on Tue, Apr, 03, 2012 @ 07:04 AM - [Tweet](https://twitter.com/share) [![](https://www.homestartcapital.com/hs-fs/file-16910643-jpg/images/buying_home.jpg) ](https://www.homestartcapital.com/houston-mortgage-blog/bid/132390/Four-most-important-things-to-know-before-locking-a-mortgage-rate) In today’s difficult lending environment it is advisable to do your due diligence before locking a [mortgage rate ](https://www.homestartcapital.com/mortgage-rates-houston-tx/)and a loan offer.  At HomeStart Capital, these are the four most common unknown facts that we see frequently and could delay, in some cases even deny, your loan. This information can save you and everyone involved on this transaction a great deal of headaches and last minute issues.  All of this could be easily avoidable if you are a well informed borrower. 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