Houston Mortgage Blog

In today’s difficult lending environment it is advisable to do your due diligence before locking a mortgage rate and a loan offer.  At HomeStart Capital, these are the four most common unknown facts that we see frequently and could delay, in some cases even deny, your loan. This information can save you and everyone involved on this transaction a great deal of headaches and last minute issues.  All of this could be easily avoidable if you are a well informed borrower.

I love this quote from Zig Ziglar. As you may know we are in another “refinancing boom”.  There are thousands of people refinancing every day.  Many lenders take advantage of this situation by going after the masses and forgetting what is important, great customer service so they will come back when this refinancing boom is over.

Realtors can help you avoid these 10 common mistakes when purchasing or even refinancing a home. This week I would like to share with you 10 most common mistakes that people make when purchasing or refinancing a home in Houston and how you can avoid them.  To protect yourself from these common pitfalls, you need to have the right team on your side. We can recommend the best Real Estate Agents, Home Inspectors, Home Insurance Agents, and Real Estate Attorneys in Houston if requested.

As a Professional Mortgage Consultant for one of the best Mortgage Companies Houston has to offer, these are my two biggest concerns with this picture:1. We are in an economic crisis with a high unemployment level; the last thing we need to do is outsource more jobs to other countries.  We need to create more American jobs and these companies have no shame in creating jobs elsewhere just to save a couple of dollars.

With so many people around the country losing their homes in today’s economy, this question is just part of our everyday life.  I receive numerous calls from people that are late on their mortgage payments and need our help to avoid foreclosing on their homes.  Many times people wait until it is too late for anyone to be able to help.

As one of the best mortgage companies Houston has to offer, at HomeStart Capital we come across many cases where a loan approval becomes difficult to obtain. These difficulties could be avoided if borrowers had been informed in advance.

Advertisements everywhere sell the benefits of refinancing your home loan into a new 30-year fixed rate mortgage. These loans offer significant benefits, including low payments and historically low rates. That being said, going to a shorter loan is an even better idea for many homeowners.